Pola tingkah laku kewangan pekerja keluarga dwikerjaya.

In order to enhance the empowerment of consumerism, financial behaviours among workers are very important. Excellent financial behaviours will encourage individuals to achieve a high financial well-being. Previous reviews have that financial behaviour had a significant relation with financial well-b...

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Main Authors: Masud, Jariah, Haron, Sharifah Azizah, Othman, Mumtazah, Ramli, Zaimah
Format: Article
Language:English
English
Published: Malaysian Consumer and Family Economics Association 2010
Subjects:
Online Access:http://psasir.upm.edu.my/id/eprint/16236/1/Pola%20tingkah%20laku%20kewangan%20pekerja%20keluarga%20dwikerjaya.pdf
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spelling oai:psasir.upm.edu.my:16236 http://psasir.upm.edu.my/id/eprint/16236/ Pola tingkah laku kewangan pekerja keluarga dwikerjaya. Masud, Jariah Haron, Sharifah Azizah Othman, Mumtazah Ramli, Zaimah In order to enhance the empowerment of consumerism, financial behaviours among workers are very important. Excellent financial behaviours will encourage individuals to achieve a high financial well-being. Previous reviews have that financial behaviour had a significant relation with financial well-being. The objectives of this study are to identify the pattern of financial behaviour among workers of dual-career families and to examine the differences in term of gender, education level and job position. The subjects of this study were government staff of different job positions. Based on this 'drop and pick-up' method, a total of 415 respondents were selected. The study findings showed that approximately 60 percent of respondents spent more than their income, more than 50 percent of respondents paid their utilities bill on time, and around 40 percent of respondent had some forms of saving. The overall level of financial behaviour practices were high, except for record keeping on expenses and saving for retirement. In addition, the differences in education level and job position are observed in the overall score of financial behaviour. Malaysian Consumer and Family Economics Association 2010 Article PeerReviewed application/pdf en http://psasir.upm.edu.my/id/eprint/16236/1/Pola%20tingkah%20laku%20kewangan%20pekerja%20keluarga%20dwikerjaya.pdf Masud, Jariah and Haron, Sharifah Azizah and Othman, Mumtazah and Ramli, Zaimah (2010) Pola tingkah laku kewangan pekerja keluarga dwikerjaya. Malaysian Journal of Consumer and Family Economics, 13 (1). pp. 114-124. ISSN 1511-2802 Finance, Personal - Psychological aspects. Dual-career families. Money - Psychological aspects. English
institution UPM IR
collection UPM IR
language English
English
topic Finance, Personal - Psychological aspects.
Dual-career families.
Money - Psychological aspects.
spellingShingle Finance, Personal - Psychological aspects.
Dual-career families.
Money - Psychological aspects.
Masud, Jariah
Haron, Sharifah Azizah
Othman, Mumtazah
Ramli, Zaimah
Pola tingkah laku kewangan pekerja keluarga dwikerjaya.
description In order to enhance the empowerment of consumerism, financial behaviours among workers are very important. Excellent financial behaviours will encourage individuals to achieve a high financial well-being. Previous reviews have that financial behaviour had a significant relation with financial well-being. The objectives of this study are to identify the pattern of financial behaviour among workers of dual-career families and to examine the differences in term of gender, education level and job position. The subjects of this study were government staff of different job positions. Based on this 'drop and pick-up' method, a total of 415 respondents were selected. The study findings showed that approximately 60 percent of respondents spent more than their income, more than 50 percent of respondents paid their utilities bill on time, and around 40 percent of respondent had some forms of saving. The overall level of financial behaviour practices were high, except for record keeping on expenses and saving for retirement. In addition, the differences in education level and job position are observed in the overall score of financial behaviour.
format Article
author Masud, Jariah
Haron, Sharifah Azizah
Othman, Mumtazah
Ramli, Zaimah
author_facet Masud, Jariah
Haron, Sharifah Azizah
Othman, Mumtazah
Ramli, Zaimah
author_sort Masud, Jariah
title Pola tingkah laku kewangan pekerja keluarga dwikerjaya.
title_short Pola tingkah laku kewangan pekerja keluarga dwikerjaya.
title_full Pola tingkah laku kewangan pekerja keluarga dwikerjaya.
title_fullStr Pola tingkah laku kewangan pekerja keluarga dwikerjaya.
title_full_unstemmed Pola tingkah laku kewangan pekerja keluarga dwikerjaya.
title_sort pola tingkah laku kewangan pekerja keluarga dwikerjaya.
publisher Malaysian Consumer and Family Economics Association
publishDate 2010
url http://psasir.upm.edu.my/id/eprint/16236/1/Pola%20tingkah%20laku%20kewangan%20pekerja%20keluarga%20dwikerjaya.pdf
_version_ 1782718998307143680
score 12.935284