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Factors affecting willingness to pay for community based health insurance among secondary school teachers of Katsina State, Nigeria

Introduction: Universal health coverage is a major challenge in Nigeria where out of pocket payments still dominates health care financing. The community based health insurance scheme was introduced in Nigeria through the National health insurance scheme as an alternative means of financing health c...

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Main Authors: Ahmad Falaki, Ruqayya, Juni, Muhamad Hanafiah, Abdul Manaf, Rosliza
Format: Article
Language:English
Published: Community Health Society Malaysia 2017
Online Access:http://psasir.upm.edu.my/id/eprint/61850/1/Factors%20affecting%20willingness%20to%20pay%20for%20community%20based%20health%20insurance%20among%20secondary%20school%20teachers%20of%20Katsina%20State%2C%20Nigeria.pdf
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spelling oai:psasir.upm.edu.my:61850 http://psasir.upm.edu.my/id/eprint/61850/ Factors affecting willingness to pay for community based health insurance among secondary school teachers of Katsina State, Nigeria Ahmad Falaki, Ruqayya Juni, Muhamad Hanafiah Abdul Manaf, Rosliza Introduction: Universal health coverage is a major challenge in Nigeria where out of pocket payments still dominates health care financing. The community based health insurance scheme was introduced in Nigeria through the National health insurance scheme as an alternative means of financing health care especially for the rural poor and low income earners. The objective of this study is to assess the willingness of secondary school teachers of Katsina Local Government Area to pay for this community based insurance scheme. Methodology: This is cross-sectional study was conducted among secondary school teachers of Katsina local government area of Katsina State using cluster random sampling technique. A self-administered questionnaire which consisted of the Contingent Valuation method for evaluating the WTP for the community based health insurance scheme was used in this study. Results: The response rate was 88.4%. The mean age of the respondent’s was 36.32±7.58 years. More than 62% of the respondents were males, almost half of the respondents 44.1% (n=208) have a family size of 6 to 10 family members. Mean monthly income of respondents was ₦39,192.03± ₦10,900.99. The results indicated that minimum amount the respondents were willing to pay was ₦200 and the maximum was ₦5000. The predictors of willing to pay for the CBHI were ages 41 to 50 years (AOR=0.313; 95%CI: 0.149-0.655), 51 to 60 years (AOR=119; 95%CI: 0.039-0.366) and recent illness encountered (AOR=24.954; 95%CI: 7.581-82.135). Conclusion: In conclusion, our study findings suggest that majority of the respondents were willing to enrol and pay for the CBHI scheme and to pay an average of ₦1585 per month. Community Health Society Malaysia 2017 Article PeerReviewed text en http://psasir.upm.edu.my/id/eprint/61850/1/Factors%20affecting%20willingness%20to%20pay%20for%20community%20based%20health%20insurance%20among%20secondary%20school%20teachers%20of%20Katsina%20State%2C%20Nigeria.pdf Ahmad Falaki, Ruqayya and Juni, Muhamad Hanafiah and Abdul Manaf, Rosliza (2017) Factors affecting willingness to pay for community based health insurance among secondary school teachers of Katsina State, Nigeria. International Journal of Public Health and Clinical Sciences, 4 (4). 154 - 163. ISSN 2289-7577 http://publichealthmy.org/ejournal/ojs2/index.php/ijphcs/article/view/459
institution UPM IR
collection UPM IR
language English
description Introduction: Universal health coverage is a major challenge in Nigeria where out of pocket payments still dominates health care financing. The community based health insurance scheme was introduced in Nigeria through the National health insurance scheme as an alternative means of financing health care especially for the rural poor and low income earners. The objective of this study is to assess the willingness of secondary school teachers of Katsina Local Government Area to pay for this community based insurance scheme. Methodology: This is cross-sectional study was conducted among secondary school teachers of Katsina local government area of Katsina State using cluster random sampling technique. A self-administered questionnaire which consisted of the Contingent Valuation method for evaluating the WTP for the community based health insurance scheme was used in this study. Results: The response rate was 88.4%. The mean age of the respondent’s was 36.32±7.58 years. More than 62% of the respondents were males, almost half of the respondents 44.1% (n=208) have a family size of 6 to 10 family members. Mean monthly income of respondents was ₦39,192.03± ₦10,900.99. The results indicated that minimum amount the respondents were willing to pay was ₦200 and the maximum was ₦5000. The predictors of willing to pay for the CBHI were ages 41 to 50 years (AOR=0.313; 95%CI: 0.149-0.655), 51 to 60 years (AOR=119; 95%CI: 0.039-0.366) and recent illness encountered (AOR=24.954; 95%CI: 7.581-82.135). Conclusion: In conclusion, our study findings suggest that majority of the respondents were willing to enrol and pay for the CBHI scheme and to pay an average of ₦1585 per month.
format Article
author Ahmad Falaki, Ruqayya
Juni, Muhamad Hanafiah
Abdul Manaf, Rosliza
spellingShingle Ahmad Falaki, Ruqayya
Juni, Muhamad Hanafiah
Abdul Manaf, Rosliza
Factors affecting willingness to pay for community based health insurance among secondary school teachers of Katsina State, Nigeria
author_facet Ahmad Falaki, Ruqayya
Juni, Muhamad Hanafiah
Abdul Manaf, Rosliza
author_sort Ahmad Falaki, Ruqayya
title Factors affecting willingness to pay for community based health insurance among secondary school teachers of Katsina State, Nigeria
title_short Factors affecting willingness to pay for community based health insurance among secondary school teachers of Katsina State, Nigeria
title_full Factors affecting willingness to pay for community based health insurance among secondary school teachers of Katsina State, Nigeria
title_fullStr Factors affecting willingness to pay for community based health insurance among secondary school teachers of Katsina State, Nigeria
title_full_unstemmed Factors affecting willingness to pay for community based health insurance among secondary school teachers of Katsina State, Nigeria
title_sort factors affecting willingness to pay for community based health insurance among secondary school teachers of katsina state, nigeria
publisher Community Health Society Malaysia
publishDate 2017
url http://psasir.upm.edu.my/id/eprint/61850/1/Factors%20affecting%20willingness%20to%20pay%20for%20community%20based%20health%20insurance%20among%20secondary%20school%20teachers%20of%20Katsina%20State%2C%20Nigeria.pdf
_version_ 1782756354009595904
score 12.935284

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